AT Funded's Two Evaluation Paths: Current Rules for 2026
As of July 2026, AT Funded operates two separate challenge products — the Pro Challenge (1-step) and the 2-Phase Challenge (2-step) — each with distinct profit targets, drawdown limits, and trader profit splits. No rule changes have been announced this week; this roundup captures the current terms so traders can compare the two paths side by side.
Pro Challenge (1-Step) — 50% Profit Split
- Profit target: 6% in Phase 1; no target on funded account
- Max drawdown: 3% static (both phases)
- Daily drawdown: None
- Profit split: 50% to trader — below the industry standard of 80–90%
- Account sizes & prices: $10K ($25), $50K ($49), $100K ($99), $150K ($149)
2-Phase Challenge (2-Step) — 80% Profit Split
- Phase 1: 8% profit target, 4% daily drawdown, 10% max drawdown
- Phase 2: 5% profit target, 4% daily drawdown, 10% max drawdown (static)
- Funded: No profit target; 4% daily drawdown, 10% max drawdown (static)
- Profit split: 80% to trader — at the industry standard
- Account sizes & prices: $5K ($35), $10K ($69), $25K ($135), $50K ($250), $100K ($460), $200K ($920)
Shared Rules Across Both Challenges
Minimum Profitable Trading Days
A day counts as profitable only if at least one trade is opened and the trades opened that day generate a minimum of 0.5% profit. Trades don't need to close the same day, but profit is attributed to the open date. This applies to challenge phases only — not funded accounts.
Consistency Rule (Pro Challenge Phase 1 Only)
If a trader's best single day exceeds 30% of the profit target, the target is automatically increased so that the best day equals exactly 30% of the new target. This rule is replaced by a Minimum Trades requirement once the trader reaches a funded account.
Restricted Strategies
- News trading: Any trade opened, closed, or triggered within 5 minutes before or after a high-impact news event on the affected pair has profits removed. Repeated violations can breach the account. Holding through news is allowed; unaffected pairs are unrestricted.
- Prohibited strategies: Copy trading external signals, latency/reverse/hedge arbitrage, high-frequency trading, tick scalping, and coordinated group hedging across accounts or firms. Third-party EAs are permitted unless they fall into these categories; identical trades from the same EA across multiple accounts are flagged as copy trading.
Practical Impact for Traders
- Choose by split tolerance: The Pro Challenge's 50% split is a significant concession versus the 2-Phase Challenge's 80%. Traders who can pass a tougher two-phase evaluation keep a much larger share of profits.
- Drawdown profile: Pro Challenge offers tighter max drawdown (3% vs 10%) but no daily limit — suitable for swing or position traders who avoid intraday volatility. The 2-Phase Challenge imposes a 4% daily cap, which day traders must respect.
- Consistency rule only on Pro: The 30% best-day recalculation adds a hidden hurdle in Pro Phase 1; the 2-Phase Challenge has no equivalent rule.
- News window: The 5-minute news restriction is stricter than many firms' 1–2 minute windows — news traders must plan entries/exits accordingly.
Industry Context
Across the prop sector in 2026, the 80% profit split has solidified as the baseline for competitive firms, with many moving toward 85–90% or scaling splits. AT Funded's 2-Phase Challenge meets that baseline; its Pro Challenge does not. Firms are also tightening news-trade windows and consistency rules to reduce model risk — AT Funded's 5-minute window and Pro Challenge recalculation are in line with that trend. Traders evaluating firms this week should weigh the 50% split against the simpler 1-step structure and decide whether the trade-off fits their strategy.