# AT Funded 2026 Rules Roundup: Pro & 2-Phase Challenges Compared

> AT Funded offers two distinct evaluation paths in 2026: a 1-step Pro Challenge with a 50% profit split and a 2-Phase Challenge at the industry-standard 80% split. Here's the full rule set for both.

**Source:** https://propweekly.com/article/at-funded-2026-rules-roundup-pro-2-phase-challenges  
**Published:** 2026-07-22T10:00:00.000Z  
**Publisher:** Prop Weekly — Prop Weekly Editorial  
**Retrieved:** 2026-09-23

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**Section:** [Firm News](https://propweekly.com/category/news)  
**Byline:** Editorial Team (Prop Weekly Editorial)  
**Topics:** [AT Funded](https://propweekly.com/tag/at-funded), [prop trading rules](https://propweekly.com/tag/prop-trading-rules), [evaluation challenges](https://propweekly.com/tag/evaluation-challenges), [profit splits](https://propweekly.com/tag/profit-splits), [drawdown rules](https://propweekly.com/tag/drawdown-rules)
AT Funded's Two Evaluation Paths: Current Rules for 2026

As of July 2026, AT Funded operates two separate challenge products — the Pro Challenge (1-step) and the 2-Phase Challenge (2-step) — each with distinct profit targets, drawdown limits, and trader profit splits. No rule changes have been announced this week; this roundup captures the current terms so traders can compare the two paths side by side.

Pro Challenge (1-Step) — 50% Profit Split

Profit target: 6% in Phase 1; no target on funded account

Max drawdown: 3% static (both phases)

Daily drawdown: None

Profit split: 50% to trader — below the industry standard of 80–90%

Account sizes & prices: $10K ($25), $50K ($49), $100K ($99), $150K ($149)

2-Phase Challenge (2-Step) — 80% Profit Split

Phase 1: 8% profit target, 4% daily drawdown, 10% max drawdown

Phase 2: 5% profit target, 4% daily drawdown, 10% max drawdown (static)

Funded: No profit target; 4% daily drawdown, 10% max drawdown (static)

Profit split: 80% to trader — at the industry standard

Account sizes & prices: $5K ($35), $10K ($69), $25K ($135), $50K ($250), $100K ($460), $200K ($920)

Shared Rules Across Both Challenges

Minimum Profitable Trading Days

A day counts as profitable only if at least one trade is opened and the trades opened that day generate a minimum of 0.5% profit. Trades don't need to close the same day, but profit is attributed to the open date. This applies to challenge phases only — not funded accounts.

Consistency Rule (Pro Challenge Phase 1 Only)

If a trader's best single day exceeds 30% of the profit target, the target is automatically increased so that the best day equals exactly 30% of the new target. This rule is replaced by a Minimum Trades requirement once the trader reaches a funded account.

Restricted Strategies

News trading: Any trade opened, closed, or triggered within 5 minutes before or after a high-impact news event on the affected pair has profits removed. Repeated violations can breach the account. Holding through news is allowed; unaffected pairs are unrestricted.

Prohibited strategies: Copy trading external signals, latency/reverse/hedge arbitrage, high-frequency trading, tick scalping, and coordinated group hedging across accounts or firms. Third-party EAs are permitted unless they fall into these categories; identical trades from the same EA across multiple accounts are flagged as copy trading.

Practical Impact for Traders

Choose by split tolerance: The Pro Challenge's 50% split is a significant concession versus the 2-Phase Challenge's 80%. Traders who can pass a tougher two-phase evaluation keep a much larger share of profits.

Drawdown profile: Pro Challenge offers tighter max drawdown (3% vs 10%) but no daily limit — suitable for swing or position traders who avoid intraday volatility. The 2-Phase Challenge imposes a 4% daily cap, which day traders must respect.

Consistency rule only on Pro: The 30% best-day recalculation adds a hidden hurdle in Pro Phase 1; the 2-Phase Challenge has no equivalent rule.

News window: The 5-minute news restriction is stricter than many firms' 1–2 minute windows — news traders must plan entries/exits accordingly.

Industry Context

Across the prop sector in 2026, the 80% profit split has solidified as the baseline for competitive firms, with many moving toward 85–90% or scaling splits. AT Funded's 2-Phase Challenge meets that baseline; its Pro Challenge does not. Firms are also tightening news-trade windows and consistency rules to reduce model risk — AT Funded's 5-minute window and Pro Challenge recalculation are in line with that trend. Traders evaluating firms this week should weigh the 50% split against the simpler 1-step structure and decide whether the trade-off fits their strategy.
## Sources and related links
- [Funded Challenge](https://fundedchallenge.io/)
- [Day Traders](https://daytraders.com/)
- [For Traders](https://www.fortraders.com)
- [AT Funded](https://atfunded.com/)
## About this story
Published by Prop Weekly, the news desk of the Prop Firm Pal network. Terms described here were accurate on 2026-07-22; prop firm rules and pricing change often, so confirm current terms on the firm's own site.
Editorial policy: https://propweekly.com/editorial-policy · Corrections: https://propweekly.com/corrections